Do not hold too much cash
The second way is to not carry too much cash. I used to carry enough cash for myself, at least for the next 3 days. I am well aware of the character and habits of me when you see the cash, so I try to limit it in that way. It is effective, I am so not easy to be tempted to spend the money that I currently carry, for more information you can visit www.vowcards.com
Use safe deposit
The third way, I did not use it this way, but if you’re forced to keep money at home in a considerable amount, it helps you have a safe deposit. However, my advice you should not buy the safe deposit that is small and lightweight. Buy a safe deposit large size and weight, at least not afford lifted by one person. In addition you can save some money in it, you also can use it to secure securities yours, such as diplomas, certificates, etc.
The fourth way, Invest a portion of your income money into another form whose value is not easily changed, such as land, houses, insurance policies or gold. Although not like wearing gold jewelry, I adhere to the suggestions from my mother to buy gold jewelry, he said the current price of gold tends to rise, so if needed can be resold at any time and nothing to lose. I strongly advise you to invest it in the form of electronic devices, such as cell phones, TVs, computers, gadgets, etc., because in most cases the electronic devices in value immediately drops after you buy it, even though you just bought it the same day.
Spend as needed
The fifth way, surely you do not want to be called someone who fits the following proverb, “Great Stake than the Poles.” Spend your earnings are in accordance with the needs and abilities, not soulless consumption. A sense of “thirst” to have something that you want, should you have no control, do even less. Train yourself to wisely manage your expenses as early as possible, it will save your financial life in the future.
Create a monthly spending records
The sixth way, once I record my expenses in a month than my monthly salary. It is very strange and not at all true, I thought. Fortunately, I have made a record expenditure of the month, and I can only be silent gasp. The next month, I began to be careful with my spending, up one from a friend and my cousin said, I am so stingy this month, I do not care, I just want to change and trying to wisely manage my expenses.
Having an account at a different bank
The seventh way, I currently have three accounts from three different banks, and all of which types of accounts that are not charged a monthly fee. The first account for payroll, accounts both for daily shopping, and a third for savings accounts. It is most effective, in the third account is deliberately not using ATM facilities by reason do not want to be tempted to take it, and it is proven, my savings in third account, to this day remain safe is not touched at all.
Life is not for today, there’s still tomorrow which also requires expenditure. Therefore, let prudent in managing our expenses while young, so that our future will always be safe from financial difficulties.